FAQs

If you have any questions about the work we undertake here at the Golden Charter Trust then this is the place to find the answers. If you can't find your answer please contact us.

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About Us

The Trust is a separate financial entity from the company and is run by a board of independent trustees.

Its purpose is to hold the payments made by the plan holders and to pay the agreed invoice value to the independent funeral directors when the funerals take place. This arrangement is to ensure that nothing can happen to Golden Charter - the company - that could possibly affect the future payments for the funeral plans.

In accordance with the rules of the Funeral Planning Authority, the majority of the trustees must have no connection with Golden Charter as a company. Seven of the eight trustees are completely independent of Golden Charter Limited. The one connected trustee is a funeral director who provides the vital link between the funeral profession and the Golden Charter Trust.

Their prime responsibility is to ensure that there are sufficient funds to pay the funeral directors, who are the beneficiaries of the Trust, at the time of need. The board of the Golden Charter Trust has been appointed by virtue of their diverse skills, experience and integrity.

Profiles of the Trustees

Profiles of the people who safeguard the Golden Charter Trust.

Ian Blackford

Ian Blackford

Ian is Member of Parliament for Ross, Skye and Lochaber. Prior to his election, Ian was Managing Director of First Seer, a strategic investor relations consultancy, and a non-executive Director of Commsworld. He was formerly Managing Director of Deutsche Bank where he was responsible for their Dutch equity business.

Geraldine Gammell

Geraldine Gammell

Geraldine is a chartered accountant and a member of the Ethics Committee of the Institute of Chartered Accountants of Scotland. Geraldine is currently a non-executive Director of the Royal Edinburgh Military Tattoo and a Governor of Kilgraston School. She was formerly the Director of The Prince’s Trust in Scotland.

Iain Webster

Iain Webster

Iain is a chartered accountant specialising in corporate finance. He advises companies on transactions, succession strategies, dispute resolution and forensic accounting. Formerly a partner in both KPMG and Johnston Carmichael, Iain also runs a general accountancy practice in the West Coast of Scotland.

Paul Stevenson

Paul Stevenson

Paul is Managing Director of Paul Stevenson Funeral Directors Ltd. and is well established in the funeral profession, having over 30 years' experience. He is currently a member of the SAIFCharter Executive, Vice President of SAIF Scotland and a member of two SAIFCharter working groups - Product Development & Innovation and Policing & Compliance.

Gordon Brough

Gordon Brough

Gordon is qualified as a lawyer in England. He is General Counsel at Aberdeen Asset Management PLC and is responsible for the Group’s Legal and Company Secretarial function globally. Gordon has specialised in corporate law, with a particular focus on the asset management sector and the investment industry generally.

David Kidd

David Kidd

David is a professional independent trustee who has worked for Law Debenture for the past eight years. Prior to that, he spent 25 years in the City mainly as a chief investment officer. He is a non-executive director of Baillie Gifford Japan Trust PLC and of Martin Currie Global Portfolio Trust PLC.

Gareth Howlett

Gareth Howlett

Gareth is an investment manager and currently sits on the Investment Committee and Asset Selection Committee of Brooks Macdonald. He was formerly Chief Investment Officer of Adam and Company and has worked with major institutional investors, private clients, trusts and charities.

Ian Barnett

Ian Barnett

Ian is a member of the Chartered Institute of Bankers in Scotland. Prior to his appointment as Trustee in 2015, Ian was Manager of The Golden Charter Trust. He was formerly Managing Director of Golden Charter Limited from 2003 until 2007. Ian is also a former Director of the Funeral Planning Authority and of the Funeral Planning Council.

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